Why Title Insurance

What possibly could go wrong with the Title to my Property?

Important reasons why you need Owner’s Title Insurance:

  1. 1.  A Deed or Mortgage in the chain of title might have been forged.

  2. 2.  A Deed or Mortgage in the chain of title might been fraud.

  3. 3.  Undue influence may have been exercised over the Grantor of the Deed.

  4. 4.  False impersonation by someone pretending to the be the owner of the property.

  5. 5.  The Grantor may have undisclosed or missing heirs.

  6. 6.  Wills have not properly been probated.

  7. 7.  Inheritance Taxes may not have been paid and the property could be liened.

  8. 8.  Misrepresentation of wills and trusts.

  9. 9.  Heirs were born after the execution of a Will.

  10. 10.  The Grantor of the deed is mentally incompetent.

  11. 11.  Transfer of the title by a minor.

  12. 12.  Incorrect Legal Descriptions.

  13. 13.  Non-delivery of Deeds.

  14. 14.  Deeds executed under expired or false powers of attorney.

  15. 15.  Confusion due to similar or identical names.

  16. 16.  Incorrect indexing of land records.

  17. 17.  Clerical errors in recording legal documents.

  18. 18.  Delivery of deeds after the death of the Grantor.

  19. 19.  Title protection may cover attorney expenses and court costs.

  20. 20.  Title protection gives you peace of mind in your home.