Why Title Insurance
What possibly could go wrong with the Title to my Property?
Important reasons why you need Owner’s Title Insurance:
- 1. A Deed or Mortgage in the chain of title might have been forged.
- 2. A Deed or Mortgage in the chain of title might been fraud.
- 3. Undue influence may have been exercised over the Grantor of the Deed.
- 4. False impersonation by someone pretending to the be the owner of the property.
- 5. The Grantor may have undisclosed or missing heirs.
- 6. Wills have not properly been probated.
- 7. Inheritance Taxes may not have been paid and the property could be liened.
- 8. Misrepresentation of wills and trusts.
- 9. Heirs were born after the execution of a Will.
- 10. The Grantor of the deed is mentally incompetent.
- 11. Transfer of the title by a minor.
- 12. Incorrect Legal Descriptions.
- 13. Non-delivery of Deeds.
- 14. Deeds executed under expired or false powers of attorney.
- 15. Confusion due to similar or identical names.
- 16. Incorrect indexing of land records.
- 17. Clerical errors in recording legal documents.
- 18. Delivery of deeds after the death of the Grantor.
- 19. Title protection may cover attorney expenses and court costs.
- 20. Title protection gives you peace of mind in your home.